Tarjeta de crédito comercial Comerica​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

Elegir la tarjeta de crédito comercial justa ahora es más fácil que nunca.

Con cualquier tarjeta que elija disfrutará de beneficios importantes como:

  • Herramientas de administración de gastos
  • Tarjetas para empleados adicionales sin cargo
  • Pague con un toque. Utilice su tarjeta para pagos sin contacto en todos los lugares que vea el símbolo sin contacto.*
  • Pagos móviles en la tienda, en línea o en la aplicación utilizando Apple Pay®, Google Pay™ y Samsung Pay
     
Para solicitar la mejor tarjeta de crédito Comerica para su empresa hoy mismo:
  • Si ya es cliente de Comerica, ingrese a Comerica Web Banking® y haga clic en el enlace "Solicitar una tarjeta de crédito Comerica" en Enlaces relacionados, o visite una sucursal cerca suyo.
  • ¿No es cliente de Comerica? Visite una sucursal local  cerca suyo.

 

Recompensas en efectivo para su negocio

Mastercard® Business Cash Preferred Card

 

 

  • Devolución en efectivo del 3% en compras elegibles en gasolineras, proveedores de servicio de telefonía móvil, tiendas de suministros de oficina y en restaurantes, incluidas las compras de servicio de comidas con entrega a domicilio y para llevar.1,2
  • Crédito anual de software de $100 después de 11 transacciones de software mensuales consecutivas.3
  • 1% de reembolso ilimitado en efectivo en el resto de las compras elegibles
  • $25 de reembolso otorgado después de la primera compra4

 

Recompensas para usar como quiera

Tarjeta Mastercard® Business Real Rewards

 

 

  • Gane 1.5 puntos por cada $1 que gaste en compras elegibles (equivalente a un reembolso de 1.5%)5
  • No existe límite en la cantidad de puntos que puede ganar y tiene cinco años para canjear las recompensas
  • $25 otorgados luego de la primera compra4 - son 2,500 puntos de recompensas adicionales.
  • Canjéelos por productos, tarjetas de regalo, viajes o reembolsos6

 

Gane más recompensas

Tarjeta de recompensas Mastercard® Smart Business

 

  • 2 veces la cantidad de puntos por cada $1 gastados en las dos categorías en las que me gastó cada mes, automáticamente2,7
  • 1 veces la cantidad de puntos por cada $1 gastados en otras compras elegibles
  • Canjéelos por productos, tarjetas de regalo, viajes o reembolsos6
  • Gane 20,000 puntos de recompensas adicionales al gastar $500 durante los primeros 90 días; un valor de $2008

 

Pago de saldos

Tarjeta Mastercard® Business Platinum

 

 

  • Ahorre en intereses con una increíble tasa introductoria baja por tiempo prolongado.
  • Utilícelo para compras grandes o inesperadas y para necesidades de última hora.
  • Pague más rápido el saldo de otra tarjeta de crédito con tasas altas.
  • Gestione fácilmente los gastos de los empleados con tarjetas de crédito.
  • Sin recompensas

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Rewards, and you will immediately lose all of your Rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Rewards expire five years from the end of the quarter in which they are earned.

1Business Cash Preferred Card: You will earn 3% cash back for every dollar in eligible net purchases at merchants classified as gas stations, office supply stores, dining, restaurants, fast-food restaurants, bars, food delivery services and cell phone service providers. All other net purchases will earn 1% cashback. Purchases at gas stations greater than $200 are not considered an automotive gasoline purchase and will therefore earn 1% cash back. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within one to two billing cycles, or as a statement credit to your credit card account within one to two billing cycles, a Rewards Card, Real-Time Rewards or Pay with Rewards when you checkout with PayPal.

2Business Cash Preferred and Smart Business Rewards Cards: Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

3Business Cash Preferred Card: An automatic statement credit of $100 per 12-month period will be applied to your Business Cash Preferred Account within 2 statement billing cycles following 11 consecutive months of eligible software service purchases made directly with a software service provider. We reserve the right to adjust or reverse any portion or all of any software services credit for unauthorized purchases or transaction credits.

4Business Real Rewards and Business Cash Preferred Cards: First purchase bonus will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. First use bonus is awarded only on the Authorized Officer purchases.

5Business Real Rewards Card: You will earn 1.5 Points for every dollar in eligible net purchases charged to your Account during each billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle.

6Business Real Rewards and Smart Business Rewards Cards: Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption).

7Smart Business Rewards Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn 1 additional bonus Point (for a total of 2 Points) for every dollar in eligible net purchases in your top two highest merchant spend categories (“Highest Categories”) each billing cycle. Highest Categories can change with each billing cycle, depending on your purchase behavior during a particular billing cycle. Highest Categories automatically adjust to reward you on where you spend the most. Some exclusions apply. Please visit https://card.myaccountaccess.com/smartbusinessMastercard to see the full list of eligible merchant categories.

8If you’re approved for a new Smart Business Rewards Card, one-time 20,000 bonus points will be awarded after eligible net purchases totaling $500 or more are made to the Authorized Officer’s Card within 90 days from account opening. These bonus points will be awarded on your monthly billing statement. Use of the Smart Business Rewards Card is subject to terms and conditions of the Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Additional bonus points are earned only on Authorized Officer purchases. Offer is subject to credit approval.

*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

©2022 Elan Financial Service

Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.

Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Used only in accordance with law.