Tarjetas de crédito Comerica

Haga que cada compra sea más beneficiosa. Elija su tarjeta, elija su recompensa.

Sabemos que lo que usted desea de una tarjeta de crédito puede ser diferente a lo que otros clientes quieren. Es por eso que ofrecemos una elección personalizada de tarjetas de crédito1 diseñadas de acuerdo a sus necesidades específicas. Todas nuestras tarjetas de crédito vienen con una variedad de características importantes que incluyen:

  • Tecnología sin contacto, conveniencia y seguridad
  • Tecnología de chip inteligente EMV® y protección contra fraudes para mayor seguridad2
  • Pagos móviles en la tienda, en línea o en la aplicación utilizando  Apple Pay®, Google Pay y Samsung Pay3 
  • Asistencia de viaje4
  • Protección contra sobregiros al vincular su tarjeta de crédito con su cuenta corriente de Comerica5

Descubra cómo una tarjeta de crédito Comerica puede ofrecerle independencia financiera junto con una gran cantidad de excelentes beneficios.

Para solicitar hoy mismo la tarjeta de crédito Comerica ideal para usted:13

  • Si ya es cliente de Comerica, ingrese a  Comerica Web Banking®  y haga clic en el enlace "Solicitar una tarjeta de crédito Comerica" en Enlaces relacionados, o visite una sucursal  cerca suyo.
  • ¿No es cliente de Comerica? Visite una sucursal local  cerca suyo.

Pago de saldos

Tarjeta Visa® Platinum

Tarjeta de crédito Comerica
  • Ahorre en intereses con una increíble tasa introductoria baja por tiempo prolongado.
  • Úsela para compras grandes, gastos inesperados o necesidades de último momento.
  • Pague más rápido el saldo de otra tarjeta de crédito con tasas altas.
  • Sin recompensas.

Elija dónde obtiene el mayor reembolso en efectivo

Tarjeta Visa® Max Cash Preferred

Tarjeta de crédito Comerica
  • 5% de reembolso en efectivo en los primeros $2,000 de compras trimestrales combinadas en dos categorías como: TV, Internet y servicios de streaming, servicios públicos para el hogar, proveedores de telefonía celular y más.6
  • 2% de reembolso ilimitado en efectivo a elección de una categoría diaria como gasolineras y transporte terrestre, restaurantes y entrega de comida, y tiendas y entrega de comestibles.
  • 1% de reembolso ilimitado en efectivo en el resto de las compras elegibles.
  • Canjee la devolución de dinero en efectivo por un crédito de estado de cuenta, una tarjeta de recompensas o un depósito a una cuenta elegible.6
  • $150 de recompensas adicionales después de gastar $500 dentro de los primeros 90 días posteriores a la apertura de la cuenta.7

Potencial ilimitado de puntos. Opciones de recompensa inigualables.

Tarjeta Visa® Everyday Rewards+

Tarjeta de crédito Comerica
  • 4x puntos ilimitados en comidas, comida para llevar y comida a domicilio.8
  • 2X puntos ilimitados en supermercados, entregas de comestibles, gasolineras y servicios de streaming.
  • 1x puntos ilimitados en todas las demás compras elegibles.
  • $150 de recompensas adicionales (15,000 puntos) después de gastar $500 en los primeros 90 días posteriores a la apertura de la cuenta. 9
  • Canjee los puntos para viajes, devolución de efectivo y más.

Construya su crédito

Tarjeta Visa® Max Cash Secured

Tarjeta de crédito Comerica
  • Mejorar su puntaje crediticio puede ser aún más gratificante con 5% de reembolso en efectivo en los primeros $2,000 de compras trimestrales combinadas en dos categorías como: TV, Internet y servicios de streaming, servicios públicos para el hogar, proveedores de telefonía celular y más.10,11
  • 2% de reembolso ilimitado en efectivo a elección de una categoría diaria como gasolineras y transporte terrestre, restaurantes y entrega de comida, y tiendas y entrega de comestibles.
  • 1% de reembolso ilimitado en efectivo en el resto de las compras elegibles.
  • Canjee la devolución de dinero en efectivo por un crédito de estado de cuenta, una tarjeta de recompensas o un depósito a una cuenta elegible.10

Tarjeta con garantía Visa®

Tarjeta de crédito Comerica
  • Ofrece una excelente oportunidad para alguien que comienza un historial de crédito o para alguien que ha sido rechazado para una tarjeta de crédito. Si necesita mejorar o restablecer su historial de crédito11, esta es una manera excelente de comenzar ese proceso.
  • Disfrute de la conveniencia del crédito, incluida la opción de mantener un saldo.
  • Gane intereses por el dinero en su cuenta de ahorros asegurada.

Tarjeta Visa® College Real Rewards

Tarjeta de crédito Comerica
  • Gane 1.5 puntos por cada dólar que gaste en compras elegibles.11
  • No existe límite en la cantidad de puntos que puede ganar y tiene cinco años para canjear los puntos por recompensas.12
  • 2,500 puntos de recompensa adicionales otorgados después de la primera compra, canjeables por $25 de reembolso en efectivo, mercancía, tarjetas de regalo o ahorros en viajes.

1Elan Financial Services is the creditor and issuer of these credit cards offered by Comerica, pursuant to separate licenses from Visa U.S.A. Inc. Comerica Bank and its affiliates are not affiliated with Elan Financial Services. Certain conditions and exclusions apply. Details of coverages are provided in the Terms and Conditions. Visa is a registered trademark of Visa International Service Association and others in the United States and other countries.  The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

2EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. http://www.emvco.com. EMV, which stands for Europay, MasterCard and Visa, is a globally adopted standard for chip payment technology and represents an important enhancement to card-present transaction security. Rather than swiping the magnetic stripe to make a purchase, a microchip imbedded in the card plastic makes contact with an EMV chip compatible point-of-sale (POS) merchant terminal. The chip creates unique data elements with every transaction, which allows for a more secure form of authentication and helps to prevent counterfeit card fraud. All Comerica EMV chip cards have a magnetic stripe so that they can be used at merchant locations that have not yet upgraded to POS terminals that process EMV chip cards. When using the EMV chip card, card members will continue to simply sign for purchases as they are accustomed to doing today.

3Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung, Samsung Pay, Galaxy s (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung electronics co., Ltd. 

4 Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new card for further details and to determine if the Auto Rental Coverage is right for you.

5 If a Comerica credit card is used for overdraft protection, an Overdraft Protection Transfer Fee will be charged by Elan Financial Services for each Overdraft Protection Advance. Comerica Bank Automatic Overdraft Protection fees may also apply. Please refer to Comerica Bank's Personal Services and Charges brochure for details. The Comerica Secured Credit Card cannot be used for overdraft protection. 

6Max Cash Preferred Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

7If you’re approved for a new Max Cash Preferred Card, a one-time $150 bonus will be awarded for redemption after eligible net purchases totaling $500or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

8Everyday Rewards+ Card: You will earn 1 Point for every dollar in eligible net purchases charged to your Account during each billing cycle. In addition, you will earn additional Points for the following: You will earn 3 additional Points for every dollar in eligible net purchases during each billing cycle at merchants classified as a restaurant, fast-food restaurant or bar. You will earn 1 additional Point for every dollar in eligible net purchases during each billing cycle at merchants classified as gas station, grocery store, supermarket or qualifying streaming subscription service. Refer to program rules for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Points expire five years from the end of the quarter in which they are earned.

9If you’re approved for a new Everyday Rewards+ Card, a one-time 15,000 bonus points ($150 value) will be awarded after eligible net purchases totaling$500 or more are made to your account within 90 days from account opening. Please allow 6-8 weeks after you have met the spend requirement for your bonus to be credited to your rewards balance.

10Max Cash Secured Card: Cardmember must initially enroll into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories are subject to change. You will earn 5% cash back on your first $2,000 in combined net purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your 2% category. All other net purchases earn 1% cash back. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. Upon approval, full details will be provided in your Cardmember Agreement. Rewards are earned on eligible net purchases. Cash rewards can be redeemed as a deposit to a checking or savings account with this Financial Institution only, which will be deposited within seven business days, or as a statement credit to your credit card account, which will be deposited within one to two billing cycles or as a Rewards Card ($25 minimum redemption). Cash rewards do not expire as long as the account remains active. If there is no reward, purchase, or balance activity on your account for 12 statement cycles, your cash rewards balance will expire.

11Late payments and going over the credit limit may damage your credit history. Your credit limit will be equal to the amount of your security deposit.

12College Real Rewards Card: You will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

13To be eligible to take advantage of these exclusive benefits and discounts, you must be a current Comerica Bank customer. Comerica Bank reserves the right to modify or end these exclusive benefits and discounts at any time.

*The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
©2022 Elan Financial Services