Sabemos que lo que usted desea de una tarjeta de crédito puede ser diferente a lo que otros clientes quieren. Es por eso que ofrecemos una elección personalizada de tarjetas de crédito1 diseñadas de acuerdo a sus necesidades específicas. Todas nuestras tarjetas de crédito vienen con una variedad de características importantes que incluyen:
Descubra cómo una tarjeta de crédito Comerica puede ofrecerle independencia financiera junto con una gran cantidad de excelentes beneficios.
Para solicitar la tarjeta de crédito Comerica justa para usted hoy mismo:
Tarjeta Visa® Real Rewards
gane recompensas todos los días con una compra neta que califique.7
Tarjeta Premier Rewards American Express®
gane muchas recompensas con puntos adicionales en compras elegibles en restaurantes, aerolíneas y gasolina.
Tarjeta de recompensas en efectivo American Express®
Gane hasta un 3% de reembolso por mes por compras elegibles en gasolina y supermercados.
Tarjeta Visa® Platinum
Pague los saldos de las otras tarjetas de crédito más rápido con una increíble tasa introductoria baja por tiempo prolongado.
Tarjeta de crédito con garantía de Visa® —
para aquellos que buscan administrar o volver a administrar el crédito13, o para alguien que ha sido rechazado para una tarjeta de crédito. Esta tarjeta requiere una cuenta CD abierta de Comerica, y el depósito con garantía gana interés y se iguala al monto del límite de crédito de la tarjeta.
Tarjeta Visa® College Real Rewards –
Para estudiantes que quieran tener una independencia financiera al mismo tiempo que ganan recompensas todos los días con todas las compras netas que califiquen.
Algunos llevan su orgullo en la manga. Otros lo llevan en su billetera. Ahora ser un fanático de los Detroit Tigers tiene todavía más recompensas.
Ahora puede mostrar su orgullo por su equipo cada vez que pague con una tarjeta Visa de los Detroit Tigers.
Tarjeta Visa® Real Rewards de los Detroit Tigers—
obtenga puntos por sus compras y gane valiosas recompensas.
Tarjeta Visa® Platinum de los Detroit Tigers—
aproveche la conveniencia de una tarjeta de crédito diseñada para ayudarle a ahorrar en intereses y pagar los saldos de las otras tarjetas de crédito más rápido.
Visite www.comerica.com/yourpark para ver más información sobre el programa Comerica Park Perks.
1Elan Financial Services is the creditor and issuer of these credit cards offered by Comerica, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express. Comerica Bank and its affiliates are not affiliated with Elan Financial Services. Certain conditions and exclusions apply. Details of coverages are provided in the Terms and Conditions. Visa is a registered trademark of Visa International Service Association and others in the United States and other countries.
2EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. http://www.emvco.com. EMV, which stands for Europay, MasterCard and Visa, is a globally adopted standard for chip payment technology and represents an important enhancement to card-present transaction security. Rather than swiping the magnetic stripe to make a purchase, a microchip imbedded in the card plastic makes contact with an EMV chip compatible point-of-sale (POS) merchant terminal. The chip creates unique data elements with every transaction, which allows for a more secure form of authentication and helps to prevent counterfeit card fraud. All Comerica EMV chip cards have a magnetic stripe so that they can be used at merchant locations that have not yet upgraded to POS terminals that process EMV chip cards. When using the EMV chip card, card members will continue to simply sign for purchases as they are accustomed to doing today.
3Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung, Samsung Pay, Galaxy s (and other device names) and Samsung knox are trademarks or registered trademarks of Samsung electronics co., Ltd.
4 Certain terms, conditions and exclusions apply. Please refer to your guide to benefits that will be mailed with your new card for further details and to determine if the Auto Rental Coverage is right for you.
5 If a Comerica credit card is used for overdraft protection, an Overdraft Protection Transfer Fee will be charged by Elan Financial Services for each Overdraft Protection Advance. Comerica Bank Automatic Overdraft Protection fees may also apply. Please refer to Comerica Bank's Personal Services and Charges brochure for details. The Comerica Secured Credit Card cannot be used for overdraft protection.
6The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
7Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
8Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
9Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
10Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
11Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.
12Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
13Late payments and going over the credit limit may damage your credit history.
14To be eligible to take advantage of these exclusive benefits and discounts, you must be a current Comerica Bank customer. Comerica Bank reserves the right to modify or end these exclusive benefits and discounts at any time.
