Comerica Platinum Circle Checking®

For those with the most demanding financial needs

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Premium benefits that give you the advantage

You've worked hard to get where you are. Comerica Platinum Circle Checking® surrounds you with our highest level of features and services designed to support your needs, goals and lifestyle. It all comes with no monthly fees when you maintain a minimum monthly balance.

Highest interest-bearing checking account

All checking fees are waived for the Platinum Circle account, and you will get our highest ATM withdrawal limits1, and Comerica Web Banking® and Comerica Web Bill Pay® for no monthly fee2.

Loan discounts & higher rates on CDs and IRAs

Take advantage of increased interest rates on new fixed-rate CDs and IRAs3, rate discounts with auto pay on a Comerica Home Equity FlexLine®4 and discounts on certain home loan closing costs.

Access to our highest level of service

Get exclusive access to our dedicated customer service line and complete team of experienced investment, planning, insurance and banking specialists.

Family banking benefits

Share your benefits with any member of your household through complimentary checking accounts5 for them  – with no monthly maintenance fees.

Features and services to help you reach your goals

Fee Free Investments and SAvings
Fee-Free Investments and Savings

High-Yield Money Market
Investment Account and
Statement Savings Account
with no monthly maintenance fees6

Mobile and Online Banking
Mobile and Online Banking

Convenient control over all
your accounts – right from your
favorite device

Web Bill Pay
Comerica Web Bill Pay

With automatic bill reminders to  simplify your life

Debit or ATM Card
Comerica Debit Mastercard® or ATM Card

Including fraud detection tools and 24/7 ATM access

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Rates & Fees

Rates

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Fees

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1 Elan Financial Services fees may apply if a Comerica Visa® credit card offered/provided by Elan Financial Services is used as overdraft protection. Visa is a registered trademark of Visa, Inc. in the United States and other countries.
2 Fees may apply for using the Comerica External Transfer service offered through Comerica Web Banking. Additional fees may apply for expedited payment delivery offered through Comerica Web Bill Pay.
3 Interest Rate adjustment applies to new or existing money funds for CDs and IRAs with a term of 180 days or more. See Fixed Rate CDs - Terms under 1 year table ; column 180-364 days and Fixed rate CDs 1 year and over table to view increased CD rates.
4 Applicable discounts will be determined at time of application or at loan closing. Loans are subject to completion of an application and credit approval. Current interest rate, fees and terms will be available at application. Autopay must be established at the time of loan approval.
5 Each Comerica Platinum Circle Checking Account Owner is entitled to provide one free Comerica Platinum Circle Checking Account and one Access Checking Account, free of monthly maintenance fees, to any member of his or her household.
6 For more information on the HY MMIA or Statement Savings Account and terms and conditions please refer to the Personal Services and Charges Brochure and the Comerica Business and Personal Deposit Account Contract.
7 The average daily Ledger Balance is calculated by adding the Ledger Balance in the Account for each day of the period and dividing that figure by the number of days in the period. One Comerica Platinum Circle Checking Account per $50,000 maintained in qualifying personal and business account balances. A maximum of three Comerica Platinum Circle Checking Account relationships per qualifying Account balances. Each Comerica Platinum Circle Checking Account Owner is entitled to provide one free Comerica Platinum Circle Checking Account and one Access Checking Account, free of monthly maintenance fees, to any member of his or her household.
8 If qualifying account balances are not maintained, one or more of the Comerica Platinum Circle Checking Accounts related to those balances may be converted to the Rich Rewards® Checking Account, at which time you may no longer qualify for Comerica Platinum Circle Checking benefits.
9 Qualifying business balances are restricted to the following types of Account ownership: sole proprietorships, partnerships or closely-held corporations. Only owners, principals or managing partners of the business are eligible to open Comerica Platinum Circle Checking Accounts when utilizing business balances to qualify.
10 Residential mortgage loans are excluded.
11 The Checking Account portion of the Comerica Asset Management Account is offered by Comerica Bank.  Deposits will be FDIC insured to the extent permitted by law, only until they are used to invest in money market mutual funds or other securities.  See "Special Rules for Sweep Arrangements" section in the Comerica Business and Personal Deposit Account Contract.

Interest on CD terms of 7-29 days is paid at maturity. A penalty may be imposed for an early withdrawal.
†† A penalty may be imposed for an early withdrawal.

Mastercard is a registered trademark and the circles design are trademarks of Mastercard International Incorporated.