¿Está enfrentando dificultades financieras?

Comerica may be able to help.

We’re here when the unexpected happens.

If you're having a hard time making monthly payments due to unemployment or other unexpected financial hardships, Comerica may be able to help. Let's work together to find a solution that fits your specific situation.

Call our Loss Mitigation Department at 855-451-9201
(Business hours 8:00 a.m. to 5:00 p.m. ET)

Understanding your options

No matter what your situation, it's important to contact Comerica as soon as you begin facing mortgage payment challenges. Our Loss Mitigation Department can answer questions and determine if you're eligible for the following options.

Refinanciamiento

Lower your monthly payments by replacing your current home loan with a more affordable option.

Más información para obtener más información

Loan Modification or Repayment Term Extension

Modify the terms of your existing loan, which may include your interest rate, length of loan and more.

Other Options

Avoid foreclosure in times of severe financial distress, with a short sale or deed in lieu of foreclosure.

Call Comerica Loss Mitigation Department 855-451-9201

Para evaluar su elegibilidad para la asistencia por dificultades económicas, quizás le enviemos un paquete solicitando una explicación de su situación y ciertos documentos financieros, como:

  • Declaraciones de impuestos a las ganancias (de los dos años previos)
  • Comprobante de ingresos (recibos de pago actuales o declaraciones de ingresos y pérdidas si es autónomo)
  • Estados de cuenta bancarios
  • Estado financiero personal
  • Hoja de trabajo de flujo de efectivo
  • Formulario 4506-T del IRS
  • Declaraciones de cierre (si corresponde)
  • Contrato de compraventa (si corresponde)

Resources for relief and additional help

Other options may be available to you during this difficult time. Contact the resources below to see if you qualify for assistance.

Línea de Consejería VDU

If you need additional assistance, the U.S. Department of Housing and Urban Development (HUD) may be able to help by providing free or low-cost credit counseling.

Access the HUD’s voice response system for a list of approved credit counseling agencies at 800-569-4287.

Miembros en servicio

If you are a service member or a service member dependent, please contact the toll-free Military OneSource number for further assistance at 800-342-9647.

Visite militaryonesource.mil/Legal for additional service member information.

Call Comerica Loss Mitigation Department 855-451-9201