Aircraft Financing

Comerica’s experienced Wealth Management and Leasing teams work closely with our clients to customize aviation financing and leasing options to meet their needs. 

Comerica provides fixed or floating rate financing options for private aircraft, taking into consideration the numerous factors involved in selecting a financing solution that best meets the needs of our clients, including tax, cash flow, financial reporting, and operational considerations.  

What are my aircraft financing options?

Commercial Loan:

  • Aircraft owned by borrower for tax and accounting purposes      
  • Lender is secured lien holder
  • Borrower maintains tax depreciation ownership rights
  • Balloon payment options / longer amortization periods help maintain cash liquidity

True / Operating Lease:

  • 100% financing available
  • Aircraft owned by Comerica Leasing for tax purposes
  • Depreciation benefits passed along to the lessee in the form of a lower lease payment
  • Low monthly lease payments  
  • Predetermined purchase option/early buyout

Capital / Finance Lease:

  • 100% financing available
  • Equipment owned by the lessee for tax and accounting purposes.
  • Lessee maintains tax depreciation ownership rights  
  • Balloon payment options / longer amortization periods help maintain cash liquidity

Comerica Wealth Management

Since 1849, Comerica has been raising the expectations of what a bank can be by delivering a higher level of wealth management that nurtures lifelong relationships with unwavering integrity and financial prudence to help meet the needs of our clients.

Comerica's comprehensive, team-based approach to wealth management is designed to bring your full financial picture together, allowing us to provide first-class expertise, tailored solutions and personalized service to help you accomplish your goals.

From legacy planning to wealth preservation, asset management to specialized financing, our team of dedicated advisors, planners and strategists works hand in hand to create a balanced road map for your financial future.

For more information contact your local Comerica Wealth Advisor,