Small Business Savings Accounts

Put excess business funds to work, with simple savings options designed to make your money work harder.

Small Business Savings

The perfect solution for businesses with extra cash in their checking accounts, a Comerica business savings account gives you the peace of mind that comes from knowing your business’ money is always hard at work1.

Reseña

Enjoy the ability to earn interest on idle funds, while keeping a low minimum balance – with convenient 24/7 access to funds through any Comerica ATM.

Ideal para:

Negocios que mantienen un saldo de al menos $500

Features & perks
  • Get a competitive interest rate
  • Mantenga un saldo mínimo bajo
  • Easily access savings through ATMs
  • Enjoy secure online access to check balances and transfer funds

Tarifas

Ingrese un código postal de 5 dígitos arriba

Cargos

Ingrese un código postal de 5 dígitos arriba

Small Business Money Market

Designed for companies looking for competitive interest rates, a Comerica business money market boosts your bottom line by helping you get more from your funds.

Reseña

Put your money to work without giving up access to funds, with this powerful savings tool that features the benefit of competitive tiered interest rates.

Ideal para:

Businesses that keep a balance of at least $2,500

Features & perks
  • Get a competitive variable interest rate
  • Track transactions with monthly itemized statements
  • Quickly access business funds when you need them
  • Enjoy secure online access to check balances and transfer funds

Tarifas

Ingrese un código postal de 5 dígitos arriba

Cargos

Ingrese un código postal de 5 dígitos arriba

Small Business CDs

Got a little time? Lock in a higher rate than savings alone, with a Comerica fixed-rate or flexible-rate CD.


Fixed-Rate CD

This powerful tool boosts your business finances by locking in an interest rate over a specified period of time. Growing your wealth is simple, with a Comerica fixed-rate CD.

  • Locked in at stable interest rates – so the more you save, the more you earn
  • Interest is paid or compounded monthly3,4 (for CDs with a term of 7 to 29 days, interest is compounded and paid at maturity)
  • Account automatically renews5 with the current market interest rate at maturity

Tarifas

Ingrese un código postal de 5 dígitos arriba

Flexible-Rate CD

Get more from your money and save as you go, with a Comerica flexible-rate CD. This flexible solution is designed to help you add earning power to your savings.

  • Make additional deposits of $100 (minimum) at any time
  • A one-time withdrawal of up to 50% of the principal balance may be made without an early withdrawal penalty6,7
  • Balances before CD maturity may be used to meet the monthly minimum to waive maintenance fees on certain personal checking accounts8
  • Interest is paid or compounded monthly3,4 (for CDs with a term of 7 to 29 days, interest is compounded and paid at maturity)
  • Account automatically renews5 with the current market interest rate at maturity

Tarifas

Ingrese un código postal de 5 dígitos arriba

Small Business Insights

Ir más lejos con Comerica.

Como propietario de una empresa pequeña, tiene que tomar decisiones importantes cuando se trata de hacer crecer su negocio de la manera adecuada. Por ese motivo, necesita un socio en el que pueda confiar. Conozca cómo nuestros asesores expertos pueden ayudar a su empresa a superar los retos y prosperar.

Contact a business financial advisor now at 888-852-4541, or find a Comerica banking center cerca suyo.

Documentos de la cuenta

BUSINESS SAVINGS DISCLOSURES:
Minimum Daily Balance to Obtain APY $1 & over. Minimum Opening Deposit: $50.00. Se aplicarán cargos de actividad a cada transacción de crédito o débito que exceda 6 artículos durante el mes; se aplicará un cargo de mantenimiento de cuenta mensual a la cuenta. El cargo mensual de mantenimiento de cuenta será cancelado si se mantiene un saldo del libro mayor promedio de $500 o más. Ledger Balance is the balance in your account that reflects posted transactions, which include deposits, credits, withdrawals and other debits. Transactions include debits and credits. Se aplicarán otros cargos.
Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.
 
MONEY MARKET DISCLOSURES:
Minimum Opening Balance: $50.00. Se aplicará un cargo mensual de mantenimiento de cuenta cuando no se mantenga el saldo del libro mayor promedio de $10,000 o más. Withdrawal Fee: $5.00 per withdrawal (after 6 free per month) Refer to the Business Account Service Charges and Interest Information brochure and Business and Personal Deposit Account Contract for more information. Ledger Balance is the balance in your account that reflects posted transactions, which include deposits, credits, withdrawals and other debits. The number of certain types of withdrawals from Money Market Accounts in statement cycle is limited, see the Comerica Business and Personal Deposit Contract and the Business Account Service Charges and Interest brochure for details.
Refer to the Business Account Summary Brochure and Business and Personal Deposit Account Contract for more information.
 
CD DISCLOSURES:
3 El saldo mínimo requerido para recibir los pagos de interés mensuales por cheque es $5,000. No habrá capitalización si el interés no se paga en el CD.
A penalty may be imposed for early withdrawal. Los cargos podrían reducir las ganancias de la cuenta.
5 Al vencimiento de la cuenta, existe un período de gracia para realizar cambios en la misma. Para cuentas con plazos menores a 30 días, hay un período de gracia de 3 días para cerrar la cuenta; para cuentas con plazos de 30 días o más, hay un período de gracia de 10 días para cerrar la cuenta.
A one-time withdrawal of up to 50% of the account balance, any time after 7 days of the account opening or additional deposit, but before maturity, is allowed without incurring a bank penalty.
7 El cargo o las penalidades podrían reducir las ganancias y el saldo del capital de la cuenta.
8 Los saldos de su CD pueden usarse para cumplir con el mínimo mensual para la exención de los cargos de mantenimiento y otros cargos relacionados de su cuenta corriente personal de Comerica. Para obtener más información, consulte el folleto de servicios personales y cargos.
 Interest on CD terms of 7-29 days is paid at maturity. Se puede aplicar una penalización por retiro anticipado de fondos.
†† A penalty may be imposed for early withdrawal.